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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,231 | $171,492+42.4% | $150,734+62.0% | $198,609+23.0% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 16.81% | 804.70%-787.9pp | 600.81%-584.0pp | 202.70%-185.9pp |
| Employer contribution / active EE | $12,833 | $5,470+134.6% | $4,918+160.9% | $5,055+153.8% |
| Participant deferral / active EE | $10,753 | $6,259+71.8% | $5,610+91.7% | $6,977+54.1% |
| Admin fee / account holder | $2,213 | $17,628-87.4% | $14,905-85.2% | $19,030-88.4% |