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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,740 | $166,131-91.7% | $164,975-91.7% | $145,877-90.6% |
| Participation rate | 92.9% | 82.0%+10.8pp | 78.6%+14.2pp | 80.3%+12.6pp |
| Annual return | 18.28% | 100.37%-82.1pp | 70.12%-51.8pp | 551.28%-533.0pp |
| Employer contribution / active EE | $1,852 | $5,276-64.9% | $4,343-57.4% | $4,663-60.3% |
| Participant deferral / active EE | $3,758 | $6,962-46.0% | $6,033-37.7% | $6,691-43.8% |
| Admin fee / account holder | $624 | $16,648-96.2% | $12,688-95.1% | $13,402-95.3% |