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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,740 | $166,268-91.7% | $165,100-91.7% | $145,897-90.6% |
| Participation rate | 92.9% | 82.0%+10.8pp | 78.6%+14.2pp | 80.3%+12.6pp |
| Annual return | 18.28% | 100.52%-82.2pp | 70.21%-51.9pp | 552.29%-534.0pp |
| Employer contribution / active EE | $1,852 | $5,284-65.0% | $4,348-57.4% | $4,663-60.3% |
| Participant deferral / active EE | $3,758 | $6,964-46.0% | $6,035-37.7% | $6,689-43.8% |
| Admin fee / account holder | $624 | $16,659-96.3% | $12,696-95.1% | $13,390-95.3% |