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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,740 | $166,020-91.7% | $164,866-91.7% | $145,959-90.6% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.6%+14.3pp | 80.3%+12.6pp |
| Annual return | 18.28% | 100.08%-81.8pp | 69.97%-51.7pp | 561.95%-543.7pp |
| Employer contribution / active EE | $1,852 | $5,275-64.9% | $4,343-57.4% | $4,661-60.3% |
| Participant deferral / active EE | $3,758 | $6,961-46.0% | $6,033-37.7% | $6,689-43.8% |
| Admin fee / account holder | $624 | $16,644-96.2% | $12,689-95.1% | $13,398-95.3% |