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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,550 | $109,967-92.2% | $97,197-91.2% | $145,877-94.1% |
| Participation rate | 38.5% | 76.0%-37.5pp | 72.7%-34.2pp | 80.3%-41.8pp |
| Annual return | 13.43% | 244.27%-230.8pp | 75.47%-62.0pp | 551.28%-537.9pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,411 | $4,676-69.8% | $4,263-66.9% | $6,691-78.9% |
| Admin fee / account holder | $165 | $6,199-97.3% | $5,637-97.1% | $13,402-98.8% |