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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,550 | $110,039-92.2% | $97,260-91.2% | $145,884-94.1% |
| Participation rate | 38.5% | 75.9%-37.5pp | 72.7%-34.2pp | 80.3%-41.8pp |
| Annual return | 13.43% | 244.44%-231.0pp | 75.54%-62.1pp | 551.85%-538.4pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,411 | $4,674-69.8% | $4,262-66.9% | $6,690-78.9% |
| Admin fee / account holder | $165 | $6,204-97.3% | $5,640-97.1% | $13,392-98.8% |