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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,127 | $81,358+198.8% | $155,556+56.3% | $80,959+200.3% |
| Participation rate | 74.1% | 66.3%+7.8pp | 78.2%-4.2pp | 67.7%+6.4pp |
| Annual return | 18.09% | 33.39%-15.3pp | 64.84%-46.7pp | 35.67%-17.6pp |
| Employer contribution / active EE | $2,286 | $3,106-26.4% | $4,675-51.1% | $2,757-17.1% |
| Participant deferral / active EE | $7,268 | $3,455+110.3% | $5,631+29.1% | $4,300+69.0% |
| Admin fee / account holder | $7,456 | $7,994-6.7% | $15,885-53.1% | $6,925+7.7% |