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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,171 | $172,111-77.2% | $150,298-73.9% | $137,256-71.5% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 18.33% | 69.37%-51.0pp | 62.79%-44.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,845 | $4,636-60.2% | $4,154-55.6% | $4,156-55.6% |
| Participant deferral / active EE | $2,467 | $6,166-60.0% | $5,453-54.8% | $6,407-61.5% |
| Admin fee / account holder | $887 | $16,471-94.6% | $14,116-93.7% | $12,270-92.8% |