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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,438 | $160,040-71.6% | $147,096-69.1% | $145,877-68.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 30.19% | 98.49%-68.3pp | 419.75%-389.6pp | 551.28%-521.1pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,081 | $8,429-27.9% | $8,071-24.7% | $6,691-9.1% |
| Admin fee / account holder | $4,536 | $15,050-69.9% | $13,005-65.1% | $13,402-66.2% |