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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,970 | $102,422-71.7% | $147,117-80.3% | $80,959-64.2% |
| Participation rate | 78.0% | 75.9%+2.2pp | 82.2%-4.1pp | 67.7%+10.4pp |
| Annual return | 14.40% | 135.16%-120.8pp | 420.54%-406.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,470 | $3,717-33.6% | $4,932-49.9% | $2,757-10.4% |
| Participant deferral / active EE | $4,229 | $6,652-36.4% | $8,065-47.6% | $4,300-1.7% |
| Admin fee / account holder | $1,291 | $7,953-83.8% | $12,993-90.1% | $6,925-81.4% |