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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,836 | $227,399-18.3% | $189,758-2.1% | $198,609-6.4% |
| Participation rate | 66.7% | 84.0%-17.3pp | 79.8%-13.1pp | 82.4%-15.7pp |
| Annual return | 180.26% | 61.03%+119.2pp | 52.62%+127.6pp | 202.70%-22.4pp |
| Employer contribution / active EE | $2,665 | $5,526-51.8% | $4,767-44.1% | $5,055-47.3% |
| Participant deferral / active EE | $10,799 | $6,837+58.0% | $5,856+84.4% | $6,977+54.8% |
| Admin fee / account holder | $1,735 | $25,162-93.1% | $20,388-91.5% | $19,030-90.9% |