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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,836 | $185,312+0.3% | $161,489+15.1% | $154,746+20.1% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 180.26% | 103.84%+76.4pp | 89.72%+90.5pp | 172.34%+7.9pp |
| Employer contribution / active EE | $2,665 | $4,769-44.1% | $4,268-37.6% | $4,379-39.1% |
| Participant deferral / active EE | $10,799 | $6,350+70.1% | $5,630+91.8% | $6,730+60.5% |
| Admin fee / account holder | $1,735 | $18,654-90.7% | $16,006-89.2% | $14,365-87.9% |