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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,572 | $90,530-77.3% | $76,030-72.9% | $145,897-85.9% |
| Participation rate | 54.5% | 74.4%-19.9pp | 69.1%-14.5pp | 80.3%-25.8pp |
| Annual return | 14.79% | 625.08%-610.3pp | 361.54%-346.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,750 | $3,319-47.3% | $2,688-34.9% | $4,663-62.5% |
| Participant deferral / active EE | $3,396 | $5,164-34.2% | $4,257-20.2% | $6,689-49.2% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,390-100.0% |