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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,776 | $102,422-41.6% | $147,117-59.4% | $80,959-26.2% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 13.75% | 135.16%-121.4pp | 420.54%-406.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $4,110 | $3,717+10.6% | $4,932-16.7% | $2,757+49.1% |
| Participant deferral / active EE | $4,340 | $6,652-34.8% | $8,065-46.2% | $4,300+0.9% |
| Admin fee / account holder | $3,273 | $7,953-58.9% | $12,993-74.8% | $6,925-52.7% |