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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,118 | $57,057+21.1% | $85,009-18.7% | $80,874-14.5% |
| Participation rate | 34.6% | 56.4%-21.7pp | 67.5%-32.9pp | 67.6%-33.0pp |
| Annual return | 13.66% | 21.66%-8.0pp | 66.47%-52.8pp | 35.62%-22.0pp |
| Employer contribution / active EE | $908 | $1,799-49.5% | $2,728-66.7% | $2,756-67.1% |
| Participant deferral / active EE | $2,693 | $3,112-13.5% | $4,522-40.4% | $4,297-37.3% |
| Admin fee / account holder | $3,211 | $4,986-35.6% | $6,153-47.8% | $6,935-53.7% |