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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,831 | $29,319-59.6% | $52,425-77.4% | $82,448-85.7% |
| Participation rate | 5.7% | 46.9%-41.2pp | 55.6%-50.0pp | 68.1%-62.4pp |
| Annual return | 17.11% | 535.20%-518.1pp | 302.12%-285.0pp | 41.64%-24.5pp |
| Employer contribution / active EE | $309 | $586-47.2% | $914-66.2% | $2,551-87.9% |
| Participant deferral / active EE | $309 | $1,171-73.6% | $1,790-82.7% | $4,139-92.5% |
| Admin fee / account holder | $8,399 | $1,962+328.0% | $2,495+236.6% | $7,234+16.1% |