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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,831 | $36,948-68.0% | $73,658-83.9% | $87,485-86.5% |
| Participation rate | 5.7% | 46.8%-41.2pp | 57.0%-51.4pp | 68.9%-63.3pp |
| Annual return | 17.11% | 28.64%-11.5pp | 29.72%-12.6pp | 26.06%-9.0pp |
| Employer contribution / active EE | $309 | $670-53.8% | $1,032-70.0% | $2,596-88.1% |
| Participant deferral / active EE | $309 | $1,379-77.6% | $2,062-85.0% | $4,274-92.8% |
| Admin fee / account holder | $8,399 | $2,531+231.9% | $3,357+150.2% | $7,775+8.0% |