Retirement plan

BRADFORD PREPARATORY SCHOOL, INC. 401(K) PLAN

Name: BRADFORD PREPARATORY SCHOOL, INC. - BRADFORD PREPARATORY SCHOOL, INC. 401(K) PLAN (2025) Form 5500
Creator: BRADFORD PREPARATORY SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BRADFORD PREPARATORY SCHOOL, INC. 401(K) PLAN, BRADFORD PREPARATORY SCHOOL, INC.

BRADFORD PREPARATORY SCHOOL, INC.EIN 46-0751662Plan #001PY 2025

2502 SALOME CHURCH ROAD - CHARLOTTE, NC 28262704-503-2102LinkedIn51-200 employeese-learning

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.5M

+14.0% from 2024

Total participants

198

-14.3% from 2024

Average account balance

$32,863

+21.6% from 2024

Annual return

15.77%

-0.34 pp from 2024

Benchmarks

See 499 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort499 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

167

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$612K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$140

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
EDWARD JONES4 years Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131	Advisory (Plan)	$17,952
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SER Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$3,336
MAXUS PLAN SOLUTIONS4 years Service code 13 15720 BRIXHAM HILL · CHARLOTTE, NC 28277	Contract Administrator	$2,400

Plan features & details

Pension benefit codes2J2K2F2G3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$23K

$144 / participant

Contract admin$23K100.0%

% of EOY assets

0.426%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: AC CPA, PLLC
Auditor EIN: 873863558
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,863

$65,072-49.5%

$66,439-50.5%

$65,306-49.7%

Participation rate

80.9%

69.1%+11.8pp

74.5%+6.4pp

57.7%+23.2pp

Annual return

15.77%

21.50%-5.7pp

757.66%-741.9pp

21.94%-6.2pp

Employer contribution / active EE

$1,482

$2,475-40.1%

$2,637-43.8%

$1,967-24.7%

Participant deferral / active EE

$2,295

$3,234-29.0%

$3,876-40.8%

$2,959-22.4%

Admin fee / account holder

$140

$1,323-89.4%

$6,173-97.7%

$3,480-96.0%

Provider

Service type

Compensation

EDWARD JONES4 years

Service code 27

12555 MANCHESTER RD · ST LOUIS, MO 63131

Advisory (Plan)

$17,952

AMERICAN FUNDS4 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SER

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$3,336

MAXUS PLAN SOLUTIONS4 years

Service code 13

15720 BRIXHAM HILL · CHARLOTTE, NC 28277

Contract Administrator

$2,400

BRADFORD PREPARATORY SCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BRADFORD PREPARATORY SCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion