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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,558 | $51,638-89.2% | $68,368-91.9% | $82,448-93.3% |
| Participation rate | 53.8% | 63.6%-9.8pp | 73.8%-19.9pp | 68.1%-14.2pp |
| Annual return | 18.56% | 37.53%-19.0pp | 292.57%-274.0pp | 41.64%-23.1pp |
| Employer contribution / active EE | $474 | $2,047-76.8% | $2,649-82.1% | $2,551-81.4% |
| Participant deferral / active EE | $1,075 | $2,914-63.1% | $4,123-73.9% | $4,139-74.0% |
| Admin fee / account holder | $363 | $4,643-92.2% | $5,150-93.0% | $7,234-95.0% |