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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,393 | $90,400-90.7% | $186,193-95.5% | $87,485-90.4% |
| Participation rate | 93.6% | 66.2%+27.4pp | 77.1%+16.5pp | 68.9%+24.7pp |
| Annual return | 11.38% | 22.15%-10.8pp | 78.03%-66.7pp | 26.06%-14.7pp |
| Employer contribution / active EE | $1,102 | $2,170-49.2% | $3,918-71.9% | $2,596-57.5% |
| Participant deferral / active EE | $1,839 | $4,330-57.5% | $6,513-71.8% | $4,274-57.0% |
| Admin fee / account holder | $392 | $8,673-95.5% | $11,058-96.5% | $7,775-95.0% |