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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,216 | $183,592-62.3% | $155,574-55.5% | $145,877-52.6% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 11.11% | 61.37%-50.3pp | 64.87%-53.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $18,095 | $5,317+240.3% | $4,676+287.0% | $4,663+288.1% |
| Participant deferral / active EE | $6,571 | $6,466+1.6% | $5,629+16.7% | $6,691-1.8% |
| Admin fee / account holder | $841 | $19,316-95.6% | $15,914-94.7% | $13,402-93.7% |