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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,562 | $101,672-17.8% | $147,117-43.2% | $74,478+12.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 17.74% | 8757.83%-8740.1pp | 420.54%-402.8pp | 1370.56%-1352.8pp |
| Employer contribution / active EE | $4,903 | $3,813+28.6% | $4,932-0.6% | $2,626+86.7% |
| Participant deferral / active EE | $9,233 | $7,305+26.4% | $8,065+14.5% | $4,350+112.2% |
| Admin fee / account holder | $3,370 | $1,753+92.2% | $12,993-74.1% | $1,946+73.2% |