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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,562 | $101,499-17.7% | $147,005-43.2% | $74,546+12.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 17.74% | 8732.34%-8714.6pp | 418.76%-401.0pp | 1366.03%-1348.3pp |
| Employer contribution / active EE | $4,903 | $3,811+28.7% | $4,934-0.6% | $2,624+86.8% |
| Participant deferral / active EE | $9,233 | $7,304+26.4% | $8,070+14.4% | $4,347+112.4% |
| Admin fee / account holder | $3,370 | $1,748+92.8% | $13,006-74.1% | $1,944+73.4% |