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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,562 | $101,591-17.7% | $147,096-43.2% | $74,429+12.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 17.74% | 8746.45%-8728.7pp | 419.75%-402.0pp | 1368.38%-1350.6pp |
| Employer contribution / active EE | $4,903 | $3,813+28.6% | $4,936-0.7% | $2,625+86.8% |
| Participant deferral / active EE | $9,233 | $7,302+26.4% | $8,071+14.4% | $4,348+112.3% |
| Admin fee / account holder | $3,370 | $1,750+92.6% | $13,005-74.1% | $1,944+73.3% |