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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,095 | $181,062+52.5% | $158,223+74.5% | $155,188+77.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 4.12% | 57.39%-53.3pp | 52.09%-48.0pp | 148.84%-144.7pp |
| Employer contribution / active EE | $7,403 | $4,565+62.2% | $4,109+80.2% | $4,248+74.3% |
| Participant deferral / active EE | $13,625 | $6,134+122.1% | $5,467+149.2% | $6,531+108.6% |
| Admin fee / account holder | $0 | $18,825-100.0% | $16,047-100.0% | $14,480-100.0% |