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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,095 | $174,379+58.3% | $152,093+81.5% | $138,895+98.8% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 4.12% | 74.86%-70.7pp | 66.36%-62.2pp | 145.39%-141.3pp |
| Employer contribution / active EE | $7,403 | $4,652+59.1% | $4,175+77.3% | $4,194+76.5% |
| Participant deferral / active EE | $13,625 | $6,159+121.2% | $5,451+149.9% | $6,396+113.0% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |