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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,081 | $72,071-43.0% | $68,368-39.9% | $137,256-70.1% |
| Participation rate | 37.5% | 76.2%-38.7pp | 73.8%-36.3pp | 80.0%-42.5pp |
| Annual return | 17.74% | 353.14%-335.4pp | 292.57%-274.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $922 | $2,788-66.9% | $2,649-65.2% | $4,156-77.8% |
| Participant deferral / active EE | $3,455 | $4,410-21.7% | $4,123-16.2% | $6,407-46.1% |
| Admin fee / account holder | $3,224 | $5,336-39.6% | $5,150-37.4% | $12,270-73.7% |