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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,140 | $160,040-63.0% | $147,096-59.8% | $145,877-59.5% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 6.64% | 98.49%-91.9pp | 419.75%-413.1pp | 551.28%-544.6pp |
| Employer contribution / active EE | $2,337 | $5,289-55.8% | $4,936-52.7% | $4,663-49.9% |
| Participant deferral / active EE | $5,811 | $8,429-31.1% | $8,071-28.0% | $6,691-13.2% |
| Admin fee / account holder | $796 | $15,050-94.7% | $13,005-93.9% | $13,402-94.1% |