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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,502 | $201,370-27.2% | $184,256-20.5% | $145,897+0.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 53.94% | 29.05%+24.9pp | 28.85%+25.1pp | 552.29%-498.3pp |
| Employer contribution / active EE | $17,170 | $7,024+144.5% | $6,427+167.2% | $4,663+268.3% |
| Participant deferral / active EE | $14,200 | $9,808+44.8% | $9,133+55.5% | $6,689+112.3% |
| Admin fee / account holder | $1,173 | $16,364-92.8% | $13,899-91.6% | $13,390-91.2% |