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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,502 | $201,259-27.2% | $184,200-20.5% | $145,959+0.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 53.94% | 28.98%+25.0pp | 28.80%+25.1pp | 561.95%-508.0pp |
| Employer contribution / active EE | $17,170 | $7,018+144.7% | $6,424+167.3% | $4,661+268.4% |
| Participant deferral / active EE | $14,200 | $9,806+44.8% | $9,132+55.5% | $6,689+112.3% |
| Admin fee / account holder | $1,173 | $16,372-92.8% | $13,907-91.6% | $13,398-91.2% |