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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,140 | $112,729-87.5% | $98,716-85.7% | $137,256-89.7% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 15.33% | 38.48%-23.1pp | 31.81%-16.5pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,254 | $2,725-54.0% | $2,279-45.0% | $4,156-69.8% |
| Participant deferral / active EE | $4,147 | $4,640-10.6% | $4,048+2.5% | $6,407-35.3% |
| Admin fee / account holder | $1,328 | $10,129-86.9% | $8,703-84.7% | $12,270-89.2% |