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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,585 | $201,344-71.9% | $184,243-69.3% | $145,877-61.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.72% | 29.01%-11.3pp | 28.82%-11.1pp | 551.28%-533.6pp |
| Employer contribution / active EE | $8,383 | $7,022+19.4% | $6,427+30.4% | $4,663+79.8% |
| Participant deferral / active EE | $15,539 | $9,807+58.5% | $9,132+70.2% | $6,691+132.3% |
| Admin fee / account holder | $779 | $16,382-95.2% | $13,914-94.4% | $13,402-94.2% |