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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,577 | $183,592-28.9% | $155,574-16.1% | $145,877-10.5% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 21.61% | 61.37%-39.8pp | 64.87%-43.3pp | 551.28%-529.7pp |
| Employer contribution / active EE | $2,635 | $5,317-50.4% | $4,676-43.6% | $4,663-43.5% |
| Participant deferral / active EE | $5,477 | $6,466-15.3% | $5,629-2.7% | $6,691-18.1% |
| Admin fee / account holder | $916 | $19,316-95.3% | $15,914-94.2% | $13,402-93.2% |