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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,682 | $183,627-61.0% | $155,602-53.9% | $145,978-50.9% |
| Participation rate | 44.4% | 82.7%-38.2pp | 78.2%-33.8pp | 80.3%-35.8pp |
| Annual return | 14.96% | 61.32%-46.4pp | 64.81%-49.8pp | 550.52%-535.6pp |
| Employer contribution / active EE | $1,069 | $5,316-79.9% | $4,675-77.1% | $4,662-77.1% |
| Participant deferral / active EE | $3,392 | $6,466-47.5% | $5,629-39.7% | $6,690-49.3% |
| Admin fee / account holder | $29 | $19,327-99.8% | $15,923-99.8% | $13,400-99.8% |