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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,812 | $225,673-96.5% | $203,872-96.2% | $155,188-95.0% |
| Participation rate | 88.9% | 80.3%+8.6pp | 77.8%+11.1pp | 80.8%+8.1pp |
| Annual return | 38.12% | 95.91%-57.8pp | 85.11%-47.0pp | 148.84%-110.7pp |
| Employer contribution / active EE | $1,675 | $4,099-59.1% | $3,757-55.4% | $4,248-60.6% |
| Participant deferral / active EE | $1,813 | $6,893-73.7% | $6,388-71.6% | $6,531-72.2% |
| Admin fee / account holder | $1,302 | $12,327-89.4% | $11,730-88.9% | $14,480-91.0% |