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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,812 | $182,442-95.7% | $163,379-95.2% | $138,895-94.4% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.8%+12.1pp | 79.9%+9.0pp |
| Annual return | 38.12% | 72.74%-34.6pp | 63.41%-25.3pp | 145.39%-107.3pp |
| Employer contribution / active EE | $1,675 | $4,159-59.7% | $3,752-55.4% | $4,194-60.1% |
| Participant deferral / active EE | $1,813 | $6,817-73.4% | $6,282-71.1% | $6,396-71.6% |
| Admin fee / account holder | $1,302 | $10,396-87.5% | $9,818-86.7% | $12,562-89.6% |