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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,277 | $110,093-97.0% | $97,295-96.6% | $145,897-97.8% |
| Participation rate | 94.1% | 75.9%+18.2pp | 72.7%+21.5pp | 80.3%+13.8pp |
| Annual return | 15.40% | 244.76%-229.4pp | 75.62%-60.2pp | 552.29%-536.9pp |
| Employer contribution / active EE | $996 | $3,077-67.6% | $2,723-63.4% | $4,663-78.6% |
| Participant deferral / active EE | $1,752 | $4,678-62.5% | $4,264-58.9% | $6,689-73.8% |
| Admin fee / account holder | $565 | $6,212-90.9% | $5,646-90.0% | $13,390-95.8% |