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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,439 | $110,410-83.3% | $102,437-82.0% | $145,897-87.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.03% | 24.85%-15.8pp | 24.95%-15.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,345 | $4,217-20.7% | $3,871-13.6% | $4,663-28.3% |
| Participant deferral / active EE | $6,130 | $5,622+9.0% | $5,060+21.1% | $6,689-8.4% |
| Admin fee / account holder | $5,577 | $9,745-42.8% | $8,388-33.5% | $13,390-58.4% |