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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,439 | $110,337-83.3% | $102,383-82.0% | $145,877-87.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.03% | 24.83%-15.8pp | 24.94%-15.9pp | 551.28%-542.3pp |
| Employer contribution / active EE | $3,345 | $4,216-20.7% | $3,870-13.6% | $4,663-28.3% |
| Participant deferral / active EE | $6,130 | $5,621+9.1% | $5,060+21.2% | $6,691-8.4% |
| Admin fee / account holder | $5,577 | $9,750-42.8% | $8,391-33.5% | $13,402-58.4% |