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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,085 | $76,522-37.2% | $56,033-14.2% | $145,884-67.0% |
| Participation rate | 52.9% | 63.2%-10.3pp | 52.5%+0.4pp | 80.3%-27.4pp |
| Annual return | 10.77% | 3014.28%-3003.5pp | 1711.38%-1700.6pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,443 | $1,382+4.4% | $1,041+38.6% | $4,662-69.1% |
| Participant deferral / active EE | $4,109 | $2,624+56.6% | $1,954+110.3% | $6,690-38.6% |
| Admin fee / account holder | $1,132 | $3,328-66.0% | $2,827-60.0% | $13,392-91.5% |