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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,987 | $69,118-0.2% | $53,647+28.6% | $138,895-50.3% |
| Participation rate | 39.1% | 64.0%-24.8pp | 56.3%-17.1pp | 79.9%-40.8pp |
| Annual return | 17.86% | 248.26%-230.4pp | 358.33%-340.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,033 | $1,189-13.2% | $962+7.4% | $4,194-75.4% |
| Participant deferral / active EE | $2,967 | $2,274+30.5% | $1,813+63.6% | $6,396-53.6% |
| Admin fee / account holder | $871 | $2,724-68.0% | $2,460-64.6% | $12,562-93.1% |