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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,410 | $169,336-75.5% | $129,384-68.0% | $145,884-71.6% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 15.50% | 14408.70%-14393.2pp | 9461.77%-9446.3pp | 551.85%-536.3pp |
| Employer contribution / active EE | $1,488 | $5,540-73.1% | $4,153-64.2% | $4,662-68.1% |
| Participant deferral / active EE | $3,085 | $4,985-38.1% | $4,166-26.0% | $6,690-53.9% |
| Admin fee / account holder | $3,403 | $9,912-65.7% | $7,686-55.7% | $13,392-74.6% |