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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,439 | $102,938-40.3% | $94,105-34.7% | $138,895-55.8% |
| Participation rate | 60.0% | 74.6%-14.6pp | 71.9%-11.9pp | 79.9%-19.9pp |
| Annual return | 14.09% | 250.28%-236.2pp | 204.55%-190.5pp | 145.39%-131.3pp |
| Employer contribution / active EE | $2,654 | $2,732-2.9% | $2,504+6.0% | $4,194-36.7% |
| Participant deferral / active EE | $3,041 | $4,196-27.5% | $3,881-21.6% | $6,396-52.4% |
| Admin fee / account holder | $2,150 | $6,600-67.4% | $6,199-65.3% | $12,562-82.9% |