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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,676 | $110,039-54.9% | $97,260-48.9% | $145,884-65.9% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 11.93% | 244.44%-232.5pp | 75.54%-63.6pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,934 | $3,074-37.1% | $2,721-28.9% | $4,662-58.5% |
| Participant deferral / active EE | $2,341 | $4,674-49.9% | $4,262-45.1% | $6,690-65.0% |
| Admin fee / account holder | $3,683 | $6,204-40.6% | $5,640-34.7% | $13,392-72.5% |