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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,480 | $201,370-14.3% | $184,256-6.4% | $145,897+18.2% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | -18.27% | 29.05%-47.3pp | 28.85%-47.1pp | 552.29%-570.6pp |
| Employer contribution / active EE | $2,515 | $7,024-64.2% | $6,427-60.9% | $4,663-46.1% |
| Participant deferral / active EE | $6,568 | $9,808-33.0% | $9,133-28.1% | $6,689-1.8% |
| Admin fee / account holder | $353 | $16,364-97.8% | $13,899-97.5% | $13,390-97.4% |