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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,403 | $132,634+47.3% | $115,768+68.8% | $137,256+42.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.61% | 160.70%-142.1pp | 100.46%-81.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $22,799 | $3,360+578.6% | $2,940+675.5% | $4,156+448.6% |
| Participant deferral / active EE | $8,942 | $5,619+59.2% | $4,917+81.9% | $6,407+39.6% |
| Admin fee / account holder | $9,973 | $15,028-33.6% | $12,439-19.8% | $12,270-18.7% |