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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,753 | $95,453-73.0% | $112,040-77.0% | $82,448-68.8% |
| Participation rate | 86.6% | 72.8%+13.8pp | 76.5%+10.1pp | 68.1%+18.5pp |
| Annual return | 22.73% | 23.92%-1.2pp | 24.52%-1.8pp | 41.64%-18.9pp |
| Employer contribution / active EE | $1,369 | $2,318-40.9% | $2,954-53.7% | $2,551-46.3% |
| Participant deferral / active EE | $3,219 | $4,224-23.8% | $5,098-36.8% | $4,139-22.2% |
| Admin fee / account holder | $3,047 | $9,013-66.2% | $12,098-74.8% | $7,234-57.9% |