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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,247 | $29,667-58.7% | $56,441-78.3% | $80,874-84.9% |
| Participation rate | 11.4% | 41.7%-30.3pp | 52.5%-41.1pp | 67.6%-56.3pp |
| Annual return | 16.56% | 35.22%-18.7pp | 1704.21%-1687.7pp | 35.62%-19.1pp |
| Employer contribution / active EE | $0 | $669-100.0% | $1,039-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $433 | $1,227-64.7% | $1,953-77.8% | $4,297-89.9% |
| Admin fee / account holder | $2,463 | $2,429+1.4% | $2,829-12.9% | $6,935-64.5% |