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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,247 | $29,733-58.8% | $56,025-78.1% | $80,959-84.9% |
| Participation rate | 11.4% | 41.7%-30.4pp | 52.5%-41.1pp | 67.7%-56.3pp |
| Annual return | 16.56% | 35.28%-18.7pp | 1712.69%-1696.1pp | 35.67%-19.1pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $433 | $1,229-64.8% | $1,955-77.9% | $4,300-89.9% |
| Admin fee / account holder | $2,463 | $2,434+1.2% | $2,828-12.9% | $6,925-64.4% |