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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,627 | $48,050-65.4% | $85,969-80.7% | $59,633-72.1% |
| Participation rate | 80.9% | 64.5%+16.4pp | 76.5%+4.4pp | 68.7%+12.2pp |
| Annual return | -0.83% | 0.29%-1.1pp | 9.32%-10.1pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,375 | $1,640-16.1% | $3,474-60.4% | $2,203-37.6% |
| Participant deferral / active EE | $2,723 | $2,249+21.1% | $3,829-28.9% | $3,192-14.7% |
| Admin fee / account holder | $2,561 | $3,206-20.1% | $6,053-57.7% | $4,297-40.4% |