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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,102 | $67,823-8.4% | $52,425+18.5% | $137,256-54.8% |
| Participation rate | 57.1% | 63.9%-6.8pp | 55.6%+1.5pp | 80.0%-22.8pp |
| Annual return | 16.48% | 219.11%-202.6pp | 302.12%-285.6pp | 220.34%-203.9pp |
| Employer contribution / active EE | $2,452 | $1,163+110.9% | $914+168.3% | $4,156-41.0% |
| Participant deferral / active EE | $1,908 | $2,288-16.6% | $1,790+6.6% | $6,407-70.2% |
| Admin fee / account holder | $853 | $2,844-70.0% | $2,495-65.8% | $12,270-93.0% |