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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,503 | $161,352+119.7% | $134,172+164.2% | $137,256+158.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 14.72% | 28.72%-14.0pp | 25.30%-10.6pp | 220.34%-205.6pp |
| Employer contribution / active EE | $49,429 | $4,099+1106.0% | $3,420+1345.3% | $4,156+1089.3% |
| Participant deferral / active EE | $32,820 | $5,552+491.1% | $4,690+599.7% | $6,407+412.3% |
| Admin fee / account holder | $49,048 | $15,028+226.4% | $12,016+308.2% | $12,270+299.7% |