Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,806 | $83,898-80.0% | $133,346-87.4% | $94,015-82.1% |
| Participation rate | 60.0% | 63.4%-3.4pp | 72.8%-12.8pp | 70.8%-10.8pp |
| Annual return | 8.68% | 16.00%-7.3pp | 36.85%-28.2pp | 17.84%-9.2pp |
| Employer contribution / active EE | $0 | $1,821-100.0% | $2,853-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,841 | $3,245-43.3% | $4,332-57.5% | $4,249-56.7% |
| Admin fee / account holder | $1,011 | $7,809-87.1% | $14,264-92.9% | $8,951-88.7% |