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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,271 | $68,097-8.6% | $62,929-1.0% | $137,256-54.6% |
| Participation rate | 62.5% | 77.4%-14.9pp | 73.1%-10.6pp | 80.0%-17.5pp |
| Annual return | 14.01% | 1859.11%-1845.1pp | 1063.93%-1049.9pp | 220.34%-206.3pp |
| Employer contribution / active EE | $1,593 | $2,811-43.3% | $2,505-36.4% | $4,156-61.7% |
| Participant deferral / active EE | $2,595 | $4,553-43.0% | $3,888-33.3% | $6,407-59.5% |
| Admin fee / account holder | $1,531 | $6,521-76.5% | $5,065-69.8% | $12,270-87.5% |