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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,692 | $106,749+300.7% | $145,433+194.1% | $82,448+418.7% |
| Participation rate | 96.6% | 75.6%+20.9pp | 82.1%+14.4pp | 68.1%+28.5pp |
| Annual return | 19.71% | 27.59%-7.9pp | 66.58%-46.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $2,713 | $3,444-21.2% | $4,554-40.4% | $2,551+6.3% |
| Participant deferral / active EE | $5,676 | $6,519-12.9% | $7,897-28.1% | $4,139+37.1% |
| Admin fee / account holder | $13,426 | $8,390+60.0% | $13,129+2.3% | $7,234+85.6% |