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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,202 | $82,879+10.0% | $96,576-5.6% | $67,986+34.1% |
| Participation rate | 79.2% | 75.2%+4.1pp | 81.4%-2.2pp | 57.2%+22.0pp |
| Annual return | 31.12% | 36.90%-5.8pp | 38.47%-7.4pp | 31.67%-0.5pp |
| Employer contribution / active EE | $5,176 | $2,727+89.8% | $3,553+45.7% | $2,019+156.4% |
| Participant deferral / active EE | $12,127 | $6,976+73.8% | $7,956+52.4% | $3,358+261.1% |
| Admin fee / account holder | $1,024 | $2,783-63.2% | $11,381-91.0% | $3,203-68.0% |