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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,012 | $80,781-95.0% | $102,437-96.1% | $74,478-94.6% |
| Participation rate | 94.2% | 65.7%+28.5pp | 74.5%+19.7pp | 67.2%+27.0pp |
| Annual return | 57.29% | 27.58%+29.7pp | 24.95%+32.3pp | 1370.56%-1313.3pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $3,871-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,091 | $3,862-45.9% | $5,060-58.7% | $4,350-51.9% |
| Admin fee / account holder | $15 | $2,372-99.4% | $8,388-99.8% | $1,946-99.2% |