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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,394 | $111,830-87.1% | $93,696-84.6% | $145,884-90.1% |
| Participation rate | 92.9% | 74.2%+18.6pp | 68.7%+24.1pp | 80.3%+12.6pp |
| Annual return | 18.63% | 204.08%-185.4pp | 133.74%-115.1pp | 551.85%-533.2pp |
| Employer contribution / active EE | $2,668 | $3,093-13.8% | $2,422+10.1% | $4,662-42.8% |
| Participant deferral / active EE | $4,972 | $4,920+1.0% | $4,417+12.6% | $6,690-25.7% |
| Admin fee / account holder | $1,006 | $10,249-90.2% | $8,287-87.9% | $13,392-92.5% |