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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,588 | $166,268-61.2% | $165,100-60.9% | $145,897-55.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.33% | 100.52%-91.2pp | 70.21%-60.9pp | 552.29%-543.0pp |
| Employer contribution / active EE | $2,143 | $5,284-59.4% | $4,348-50.7% | $4,663-54.0% |
| Participant deferral / active EE | $6,044 | $6,964-13.2% | $6,035+0.1% | $6,689-9.6% |
| Admin fee / account holder | $778 | $16,659-95.3% | $12,696-93.9% | $13,390-94.2% |