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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,837 | $136,860-38.0% | $120,344-29.5% | $154,746-45.2% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 19.19% | 21.38%-2.2pp | 20.30%-1.1pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,505 | $3,533-57.4% | $3,020-50.2% | $4,379-65.6% |
| Participant deferral / active EE | $2,879 | $5,793-50.3% | $5,135-43.9% | $6,730-57.2% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,742-100.0% | $14,365-100.0% |