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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,326 | $172,111-64.4% | $150,298-59.2% | $137,256-55.3% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 18.91% | 69.37%-50.5pp | 62.79%-43.9pp | 220.34%-201.4pp |
| Employer contribution / active EE | $6,483 | $4,636+39.8% | $4,154+56.1% | $4,156+56.0% |
| Participant deferral / active EE | $10,676 | $6,166+73.1% | $5,453+95.8% | $6,407+66.6% |
| Admin fee / account holder | $2,589 | $16,471-84.3% | $14,116-81.7% | $12,270-78.9% |