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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,653 | $211,288-78.9% | $178,540-75.0% | $145,884-69.4% |
| Participation rate | 58.8% | 80.8%-22.0pp | 77.1%-18.3pp | 80.3%-21.5pp |
| Annual return | 19.06% | 30.27%-11.2pp | 27.15%-8.1pp | 551.85%-532.8pp |
| Employer contribution / active EE | $2,878 | $4,574-37.1% | $3,953-27.2% | $4,662-38.3% |
| Participant deferral / active EE | $6,125 | $6,967-12.1% | $6,281-2.5% | $6,690-8.4% |
| Admin fee / account holder | $3,485 | $12,105-71.2% | $10,424-66.6% | $13,392-74.0% |