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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,283 | $182,442-74.1% | $163,379-71.1% | $138,895-66.0% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.8%-10.2pp | 79.9%-13.3pp |
| Annual return | 30.11% | 72.74%-42.6pp | 63.41%-33.3pp | 145.39%-115.3pp |
| Employer contribution / active EE | $2,570 | $4,159-38.2% | $3,752-31.5% | $4,194-38.7% |
| Participant deferral / active EE | $5,375 | $6,817-21.2% | $6,282-14.4% | $6,396-16.0% |
| Admin fee / account holder | $4,922 | $10,396-52.7% | $9,818-49.9% | $12,562-60.8% |