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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,462 | $57,061-46.6% | $85,063-64.2% | $80,911-62.4% |
| Participation rate | 100.0% | 56.3%+43.7pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 17.24% | 21.66%-4.4pp | 66.54%-49.3pp | 35.63%-18.4pp |
| Employer contribution / active EE | $2,882 | $1,799+60.2% | $2,727+5.7% | $2,756+4.6% |
| Participant deferral / active EE | $6,709 | $3,110+115.7% | $4,523+48.3% | $4,297+56.1% |
| Admin fee / account holder | $1,142 | $4,986-77.1% | $6,155-81.4% | $6,935-83.5% |