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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,462 | $57,119-46.7% | $85,187-64.2% | $80,935-62.4% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 17.24% | 21.70%-4.5pp | 66.67%-49.4pp | 35.66%-18.4pp |
| Employer contribution / active EE | $2,882 | $1,802+60.0% | $2,732+5.5% | $2,757+4.5% |
| Participant deferral / active EE | $6,709 | $3,115+115.4% | $4,525+48.3% | $4,299+56.0% |
| Admin fee / account holder | $1,142 | $4,990-77.1% | $6,162-81.5% | $6,924-83.5% |