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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,442 | $174,379-64.2% | $152,093-58.9% | $138,895-55.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.56% | 74.86%-64.3pp | 66.36%-55.8pp | 145.39%-134.8pp |
| Employer contribution / active EE | $5,573 | $4,652+19.8% | $4,175+33.5% | $4,194+32.9% |
| Participant deferral / active EE | $5,748 | $6,159-6.7% | $5,451+5.4% | $6,396-10.1% |
| Admin fee / account holder | $592 | $16,880-96.5% | $14,497-95.9% | $12,562-95.3% |